While all parents must plan to make sure that their minor children will be taken care of in the event of the parents’ death or disability, for parents of children with special needs, these [...]
If you are considering dropping your life insurance policy because you can no longer afford the premiums or no longer need to provide the money for your heirs, first check out whether you would [...]
Life insurance can be important tool in financial and estate planning. It can be used to ensure that your loved ones have an inheritance if you pass away at an early age or, in the alternative, [...]
There’s a common refrain that “the nursing home is going to take my home.” Technically, this is not accurate, but effectively, it could be. In most instances, you can keep your [...]
Consumers are often confused about the difference between estate and financial planning, and for good reason. Even professionals in these fields may use these terms interchangeably and sometimes [...]
Multiple generations have lived together since homo sapiens started walking the earth 100,000 years ago. But that changed in recent centuries as the world industrialized and people started living [...]
Charitable remainder trusts are a charitable planning option which permit more flexibility and control than charitable annuities. The architecture of these trusts is as follows: the trust grantor [...]
Planning to become eligible for Medicaid to cover the cost of nursing home care generally takes place in one of two circumstances. In the first – advance planning – the individual or couple is [...]