Question: Are 401(k)s or IRAs protected under the LTCI Partnership program? Response: Probably, yes. The long-term care insurance (LTCI) partnership program was authorized by Congress to permit [...]

Question: Would someone that has long term care insurance in Massachusetts need an irrevocable trust? Response: This is an interesting question, in large part because Massachusetts has a unique [...]

  Question: Is it possible to be approved for LTC insurance if you already have ADL deficiencies? Response: No. Long-term care insurance companies will only insure people who they think are [...]

Of course, decisions about marriage are based more on feelings of love and need for companionship and security than on legal and financial concerns. But marriage has legal and financial [...]