Question: I have no immediate family nor close friends. I do have some distant cousins and a biological son who was adopted at birth. I’m having a hard time knowing how to start planning for what may come in the future. I’ll soon be 74 next month. What should I do? Response: That’s a difficult […]

Question: I live in a house that is in joint names with my father and that carries a mortgage. My name is also on the deed but I was ruled to be permanently disabled back in 2003. Will my house be exempt from being forced to sell it or from a lien being placed on […]

Question: I live in Illinois and am 66 years old and a widow. Many years ago, an estate planning lawyer recommended I put my home in an irrevocable trust (with my daughter as the trustee) in order to protect it in case I end up on Medicaid at some point in my life. He said […]