Question: I am my mother’s primary caretaker, and my sister and I pay a friend to care for my mother several hours a week when I am not home. (I reside with my mother.) I will be returning [...]
Question: My mother died at age 93. Her husband is in an assisted living facility. She had financial and medical powers of attorney. I am the successor agent on both. His Medicaid pays most of [...]
Question: In Texas, is there a way to shelter cash from the sale of non-exempt estate assets to avoid MERP, while the recipient is in the nursing home using the Medicaid benefit? As an example, [...]
Question: If a child is the owner of a life insurance policy, and the parent is the insured, is the policy excluded from a Medicaid spend down? There was no transfer of ownership; the child was [...]
Question: My mom died without receiving any Medicaid to help pay for her nursing home. She paid everything from her own money. She was a widow for 25 years before she remarried at the age of 72. [...]
Question: Since Medicaid nursing home residents typically have to share a room, does the pandemic discredit giving all your assets to a trust for inheritance purposes? By relying on support for [...]
Question: I have a client for whom I am selling her mother’s home. Her mother has dementia (some days better than others) and has been in a nursing home for a couple of years. She applied [...]
Question: I would like to know what specific program of Medicaid would pay a caregiver to provide care to spouse or parents in their home and how do you qualify for this program? Response: This [...]
Question: I’m taking a long-term care insurance course. In it there is a discussion of Medicaid asset limits and a list of non-countable assets. It’s reporting that cash value life [...]
Question: The contract for the assisted living facility where my husband is moving has a clause releasing its liability; but none for the client. Is there any risk or historical cases where staff [...]
