Question: Would someone that has long term care insurance in Massachusetts need an irrevocable trust? Response: This is an interesting question, in large part because Massachusetts has a unique [...]

Question: My adult son and I were the caregivers of his mother’s mother for a couple years before her dementia got bad enough that she needed to be put in long term care. This was last [...]

Question: If someone is in a nursing home on Medicaid and they own a home, if said home is now being sold, how does one report to Medicaid that the home is sold? I have searched all over for this [...]

Question: My mother may need to go into long-term nursing home care and apply for Medicaid. She wants to be at home, but we are not sure how long we can continue to pay out-of-pocket for home [...]

Question: My neighbor’s wife has been in a nursing home for about 10 years. He is wanting to sell his house and move out of state to be with his kids (yes, I’m considering buying it). [...]

Question: Is a life estate vested and effective if it’s created in a will which also requires the sale of the property (presumably terminating the life estate) and division of proceeds [...]

Question: I am power of attorney for my dad who recently passed away. I received a letter from our state Medicaid agency stating dad owes $94,000. I have been paying his house taxes and flood [...]

Question: My wife will need to move to a nursing home memory care facility within 6 months. We own our home in Massachusetts and I understand as the community spouse I can stay in the home. (It [...]

Question: Mom owned a life insurance policy on my father, who recently passed away. They named us kids as the beneficiaries. There was some cash value. When Mom eventually applies for Medicaid, [...]

Question: Brother and sister owned highly-appreciated real estate jointly with rights of survivorship.  Sister passed last year so now brother owns it 100% and would like to move it to an [...]