Question: We have a special needs trust for our daughter to be funded by a life insurance policy on my husband’s life. We’re wondering if we should transfer the policy to the trust in [...]

Question: Can a special needs trust help pay for my son’s food and rent, if SSDI is not enough? What if he receives SSI? Response: Certainly. Social Security Disability Income (SSDI) is not [...]

Question: I am on SSDI and have Medicare and Medicaid. My girlfriend has me as a beneficiary on her life insurance policy through her job. Would I lose that money if she died because I’m on [...]

Question: I have three children, one of whom is an incapacitated adult. I thought of preparing a will, leaving my house to the three children but putting the one third of house in a supplemental [...]

Question: What is a Trust Protector and how do they work? Are there advantages and disadvantages in setting one in place? Response: A “trust protector” is a relatively new category of [...]

Question: The wealthy sister of a resident in one of our group homes set up a trust for her. However, the resident was diagnosed with metastatic cancer and is expected to die, leaving a large [...]

Question: I am a remainder beneficiary of an irrevocable trust that was set up for my younger brother with cerebral palsy. The trustee is not keeping my best interests in mind at all. He is [...]

Question: I have an adopted son, Nick, who is 17 years old and attends a specialized high school. He is very immature and tests in the low normal for intelligence, short-term and long-term [...]

Question: Parents (now both deceased) set up an irrevocable trust for their handicapped daughter with the Trust as the only beneficiary. Only assets in estate is an inherited IRA, a TOD account [...]

Question: My grandson who is 8 years old has Dravet syndrome. How can I give him my benefits after I pass or split some with him while I am alive? Response: I assume you’re talking about [...]